Get Binder on your side for the remortgage market surge

With the surge in remortgage deals now coming on stream, Simon Horsfall explains how the latest Binder remortgage alert feature is designed to position your business for success in this booming sector of the market.

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As we all know, the mortgage market has experienced more than enough turmoil than probably necessary in the last 3 years, largely as a consequence of the Liz Truss budget of autumn 2022, coupled with mixed messages around the current government’s success in containing inflation.

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The Bank of England’s June 19 meeting to assess whether to cut interest rates erred on the side of caution and left rates unchanged, and while the trajectory looks to be downward, Trump’s tariff wars have also caused market uncertainty.

So, there’s still no definitive sense of what, if anything, the interest rate cut will be.

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While interest rate uncertainty is with us for a while, remortgage opportunities are there to be had.

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However, what we can be certain of, regardless of interest rate movements, is that 2025 and 2026 are destined to be a year of growth opportunities as a consequence of the remortgage market.

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According to The Intermediary 2025 could see the UK remortgage market surge by up to 30% as a succession of current fixed rate deals come to an end. The value of this market is estimated at £76 billion, with UK Finance estimating that 1.8m mortgages will be due for re-application.

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By anybody’s reckoning, this is a big number and will lead to both a flurry of offers from mortgage lenders, and an equally intense period of demand from homeowners, all eager to lock themselves into the best deals.

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So, we’ve added yet another feature - the Binder remortgage tracker

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As with any sector,  it’s the new business pipeline that is fundamental to long term success and growth. So, with this massive once-in-a-decade remortgage market opportunity, we’ve launched the Binder remortgage tracker.

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Quite simply, it identifies all your current clients due for a remortgage so you can make a timely and purposeful re-connection to pitch for business. Rather than guessing it.

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And because you already have existing knowledge of their financial circumstances and existing deal, the tracker gives you time to approach them with the latest market intelligence around the potential deals that are available from lenders. It makes your approach both considered and tactical.

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Automatically generated and designed to improve efficiency, this new feature enables you to build a strong new business pipeline with ease, whilst also managing the compliance and consumer obligations of your existing clients.

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“There’s nothing more frustrating or demotivating than losing an existing client to another mortgage adviser or mortgage network. The Binder remortgage tracker is another game changing feature that helps you retain the initiative over your competitors and retain your existing customers. Because, as we all know, the easiest business to win is existing business.” Simon Horsfall.

‍Achieve marginal gains for sustained business growth

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Our newmortgage tracker is the very latest in a range of value-added features that we’ve developed to make the whole mortgage application process easier and smoother, for both you and your clients.

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When we initially launched Binder, we offered you:

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• Client ‘chat” function to bring all your client comms together in one easy place
• Easy to use documentation management and file sharing
• Client portal to request secure and encrypted document uploads
• Downloadable data files to support Compliance and Consumer Duty
• Admin access to give your back office teams specific roles for caseload progression

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In the past 18 months we’ve added a raft of additional features designed to make Binder even more intuitive, and to bring higher levels of automation to the whole process. These include:

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• Our new mortgage-specific Fact Find - designed to capture the information mortgage lenders really need, without unnecessary data duplication. Simpler, faster, more efficient.
• Integration with mainstream financial services platforms such as Intelliflo
• E-signatures - a fully compliant electronic authorisation process that brings another level of workflow speed to every transaction. Progress each milestone without hanging around for all parties to sign paper documents.
• Binder Analytics - one of our latest new features that gives you performance insights into new and existing business, conversions and even client losses. Don’t guess it, analyse it.

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Make the second half of 2025 the year you position yourself for unparalleled business growth and resilience.

At just £70pcm per user, with no restrictions on client caseloads, Binder is the game-changing mortgage adviser CRM portal that’s an affordable investment tool - one that will deliver optimum ROI in terms of time saved, and new business secured.

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See the Binder workflow benefits for yourself with a FREE 45 minute demo.

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Binder is really useful, and makes processing/amending cases easier than it would have been if we were just using our back office CRM system." Aiden - Ernest Grant Mortgages.

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Click here to Book your FREE 45 minute demo today 

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